Restaurant & Food Service Business Funding

Financial Solutions to Help Your Restaurant Grow

Running a restaurant takes more than great food and great service. Equipment, inventory, payroll, renovations, marketing, and everyday operating expenses all require capital.

Grain Funding helps restaurants, cafés, food-service businesses, and qualified entrepreneurs explore business funding and payment solutions designed to support their goals.

Whether you're opening a new location, replacing equipment, increasing working capital, or looking for ways to reduce payment-processing costs, we'll help you explore your options.

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Funding for Your Restaurant

Business funding may help with:

  • Kitchen equipment

  • Furniture and fixtures

  • Inventory and supplies

  • Working capital

  • Hiring and payroll

  • Marketing and advertising

  • Renovations

  • Outdoor dining improvements

  • Opening another location

  • Business expansion

Available funding options depend on your business, financial profile, and the specific program.

Why Grain Funding?

Restaurant owners already have enough to manage.

Grain Funding provides personal service and access to multiple financial solutions, helping you understand your available options without taking a one-size-fits-all approach.

Whether you're opening, operating, or expanding your restaurant, our goal is to help you find financial solutions that support your business.

Solutions for Restaurants & Food-Service Businesses

Business Funding

Access capital for equipment, inventory, working capital, renovations, expansion, and other eligible business expenses.

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0% Business Funding

Qualified applicants may have access to capital with a 0% promotional financing period.

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Merchant Services

Restaurants process a significant number of credit and debit card transactions.

Grain Funding can help eligible restaurants explore payment-processing and merchant-services solutions designed to accept customer payments while potentially reducing eligible processing costs.

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Startup Funding

Opening a new restaurant or food-service business? Qualified entrepreneurs may have access to funding options that don't require the extensive operating history associated with some traditional financing.

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Frequently Asked Questions

Can a restaurant qualify for business funding?

Potentially. Qualification depends on the funding program and factors such as business revenue, financial profile, time in business, creditworthiness, and other requirements.

Can restaurant funding be used for equipment?

Depending on the program, available capital may be used for eligible expenses such as kitchen equipment, furniture, inventory, renovations, marketing, and working capital.

Can a new restaurant qualify for funding?

Some programs may be available to qualified entrepreneurs and startup restaurant owners without the operating history required by traditional lenders.

Can Grain Funding help lower our credit-card processing costs?

Depending on your business and available merchant-services program, there may be payment-processing solutions designed to reduce or offset eligible processing expenses.

Let's Talk About Your Restaurant

Whether you're opening your first restaurant, upgrading equipment, increasing working capital, or expanding to another location, Grain Funding can help you explore your financial options.

Explore Restaurant Business Solutions

Schedule a Free Consultation