Restaurant & Food Service Business Funding
Financial Solutions to Help Your Restaurant Grow
Running a restaurant takes more than great food and great service. Equipment, inventory, payroll, renovations, marketing, and everyday operating expenses all require capital.
Grain Funding helps restaurants, cafés, food-service businesses, and qualified entrepreneurs explore business funding and payment solutions designed to support their goals.
Whether you're opening a new location, replacing equipment, increasing working capital, or looking for ways to reduce payment-processing costs, we'll help you explore your options.
Explore Your Funding Options
Funding for Your Restaurant
Business funding may help with:
Kitchen equipment
Furniture and fixtures
Inventory and supplies
Working capital
Hiring and payroll
Marketing and advertising
Renovations
Outdoor dining improvements
Opening another location
Business expansion
Available funding options depend on your business, financial profile, and the specific program.
Why Grain Funding?
Restaurant owners already have enough to manage.
Grain Funding provides personal service and access to multiple financial solutions, helping you understand your available options without taking a one-size-fits-all approach.
Whether you're opening, operating, or expanding your restaurant, our goal is to help you find financial solutions that support your business.
Solutions for Restaurants & Food-Service Businesses
Business Funding
Access capital for equipment, inventory, working capital, renovations, expansion, and other eligible business expenses.
0% Business Funding
Qualified applicants may have access to capital with a 0% promotional financing period.
Merchant Services
Restaurants process a significant number of credit and debit card transactions.
Grain Funding can help eligible restaurants explore payment-processing and merchant-services solutions designed to accept customer payments while potentially reducing eligible processing costs.
Startup Funding
Opening a new restaurant or food-service business? Qualified entrepreneurs may have access to funding options that don't require the extensive operating history associated with some traditional financing.
Frequently Asked Questions
Can a restaurant qualify for business funding?
Potentially. Qualification depends on the funding program and factors such as business revenue, financial profile, time in business, creditworthiness, and other requirements.
Can restaurant funding be used for equipment?
Depending on the program, available capital may be used for eligible expenses such as kitchen equipment, furniture, inventory, renovations, marketing, and working capital.
Can a new restaurant qualify for funding?
Some programs may be available to qualified entrepreneurs and startup restaurant owners without the operating history required by traditional lenders.
Can Grain Funding help lower our credit-card processing costs?
Depending on your business and available merchant-services program, there may be payment-processing solutions designed to reduce or offset eligible processing expenses.
Let's Talk About Your Restaurant
Whether you're opening your first restaurant, upgrading equipment, increasing working capital, or expanding to another location, Grain Funding can help you explore your financial options.
Explore Restaurant Business Solutions