Auto Repair & Automotive Business Funding
Financial Solutions to Keep Your Automotive Business Moving
Running an auto repair shop or automotive business requires ongoing investment in equipment, inventory, employees, facilities, marketing, and day-to-day operations.
Grain Funding helps auto repair shops and automotive businesses explore flexible business funding, payment processing, and customer financing solutions designed to support growth.
Whether you're purchasing new equipment, increasing working capital, expanding your shop, or giving customers more ways to pay for repairs, we're here to help you explore your options.
Explore Your Funding Options
Funding for Your Automotive Business
Business funding may help with:
Diagnostic and repair equipment
Tools and machinery
Parts and inventory
Working capital
Hiring and payroll
Marketing and advertising
Shop renovations
Business expansion
Opening an additional location
Grain Funding offers access to multiple financial solutions based on your business needs and qualifications.
Solutions for Automotive Businesses
Business Funding
Access capital for equipment, inventory, working capital, expansion, and other eligible business expenses.
0% Business Funding
Qualified applicants may have access to funding with a 0% promotional financing period.
Merchant Services
Accept credit, debit, and other supported electronic payments while exploring opportunities to reduce eligible payment-processing costs.
Customer Repair Financing
A major repair bill can be unexpected.
Customer financing can give qualified customers an opportunity to pay for eligible repairs over time instead of covering the entire cost upfront—while helping your shop turn more repair estimates into completed jobs.
Reduce the Cost of Payment Processing
Traditional credit-card processing can cost businesses thousands of dollars each year.
Grain Funding works with businesses to explore payment-processing programs that may help reduce or offset eligible merchant processing costs.
Depending on the program, a compliant cash-discount, dual-pricing, or similar pricing structure may allow businesses to offer customers different pricing based on their chosen payment method.
Instead of automatically absorbing every eligible processing expense, businesses may have an opportunity to significantly reduce their payment-processing costs.
Program availability, pricing, equipment, requirements, and applicable rules vary. Businesses should review the specific terms of any merchant-services program before enrollment.
Why Grain Funding?
Your automotive business shouldn't have to rely on a single financial solution.
Grain Funding helps business owners explore multiple options while providing personal service and straightforward guidance throughout the process.
Our goal is to help you find financial solutions that support your business today while giving you additional resources as your company grows.
Frequently Asked Questions
Can an auto repair shop qualify for business funding?
Potentially. Qualification depends on the funding program, business revenue, financial profile, time in business, creditworthiness, and other requirements.
Can funding be used to purchase shop equipment?
Depending on the program, available business capital may be used for eligible expenses such as equipment, tools, inventory, renovations, marketing, and working capital.
Can I offer financing to customers for car repairs?
Depending on the available customer-financing program, qualified customers may be able to finance eligible repair expenses and pay over time.
Can Grain Funding help with payment processing?
Yes. Grain Funding can help eligible automotive businesses explore merchant-services and payment-processing solutions in addition to business funding.